We have many tenured public adjusters, industry experts and resources available to assist our clients in receiving the maximum recovery from their insurance claim settlement.
If your insurance claim is weather based, you may need to hire a weather expert to help substantiate your claim. We have a qualified network of over a dozen weather experts and resources at our disposal. While this may seem like a minor detail, it more often than not provides the irrefutable proof necessary to win your case. Insurance carriers and their adjusters routinely try to minimize the severity of these events in order to support their position, resulting in a lower claim payout or even outright denial. In many cases, the insurance carrier, their adjusters and their engineers will not have an accurate understanding of the wind speed, direction, density or size of the hail that damaged your property. Having multiple resources at our disposal ensures the facts are clear, concise and helps to paint a clear picture to the carrier, thus resulting in better settlements.
Some insurance claims have technical issues that require an objective expert to inspect the property for repair-ability. Insurance companies use engineers all the time to determine damage, which means that you may have to do the same if there is a disagreement. While there may be some financial expense in hiring an engineer, this will normally prove to be fruitful if the damage is truly there. Engineers disagree all the time, which shows the true grey-area and subjectivity in viewing a loss. What complicates things—the engineer is typically not present at the exact time of the loss, only AFTER the loss. While some view the damage as ‘wear and tear’ (typically a policy condition that absolves the carrier from responsibility of paying the claim), others may take the position that the loss was from a COVERED peril, such as wind driven rain, smoke, hail etc. The correct damage determination can result in tens of thousands of dollars extra for your claim value.good customer service experience can change the entire perception a customer holds towards the organization.
Damage like moisture behind walls can’t be seen without tearing the whole wall apart. Thermal imaging is the perfect solution for finding damage that is not visible to the naked eye. Thermographers are qualified professionals using very expensive equipment that can reveal damage behind walls. Water will find it’s way into places that is often not visible and thermography can help you qualify for higher payouts on your property damage insurance claim.
A plaintiff attorney can help when you have conflicting information, an unreasonably delayed insurance claim payout, a breach of policy contract, or a bad faith case against an insurance company. We know many around the country who also work on a contingency basis i.e.; They don’t perform, they don’t get paid. This would be the worst case scenario if the claim is presented properly and not paid properly. While public adjusters cannot make this decision for you, if an impasse is reached, then you may have no choice. Please contact us for more information and a referral to an attorney who may be right for your particular claim situation.