How to Combat Dramatic Increases in HOA Master Policy Deductibles

On November 5, 2020

Percentage deductibles can cause a huge financial burden to policyholders after a storm, especially for communities and HOA’s.

Damage Estimate: Do You Want Quantity, Quality or Both?

On August 26, 2020

Learn how a proper Xactimate estimate can increase speed and reduce friction in communication in the insurance claim process.

Is Xactimate’s Fair Market Pricing Actually Fair?

On August 26, 2020

In a recent article, a contractor was publicly shamed after the insurance carrier refused to pay his labor cost and forced the policyholder to pick up the bill. The carrier in question used “fair market pricing” in Xactimate to determine the labor amount but the contractor argued that the rates in the system are out […]

Xactimate Error Causes Class Action Lawsuit

On August 26, 2020

Last month a federal court ruled that a class action lawsuit against State Farm can move forward. The outcome of the case would directly impact over 65,000+ policyholders in the state of Kentucky who’s underpaid insurance claims go back to 2014. How and why did so many insurance claims go underpaid for over 10 years? […]

How To Quickly Identify Wind Damage To Metal Roof

On August 26, 2020

Have questions on how to verify wind damage to metal roofs? We asked D. Kirk McCluckie, our Staff Forensic Engineer, for his “quick and dirty” way to determine damage. Click to find out and get tips!

Business Interruption Insurance For COVID-19? Check Your Policy Now

On April 2, 2020

Dealing with business losses associated with COVID-19? Find out what to look for in your insurance policy and how to get help.

How To Inspect Roof Tiles For Wind Uplift

On February 28, 2020

While tile isn’t the most popular roofing material in the state of Florida, it is more popular in the sunshine state than any other region of the country. One of the biggest reasons large apartment complexes, housing units and HOA’s choose tile is due to its low maintenance and resistance to hurricane force winds. While […]

New Florida Law Changes AOB/AOC Use In Insurance Claims

On June 10, 2019

Florida Governor Ron DeSantis is expected to sign Florida SB 122/HB 7065 into law on July 1, 2019, which was created to stop the abuse of AOB’s in first-party insurance claims. These changes will impact roofers, contractors and other first-party insurance claim service providers across the state. Here’s what you need to know: Changes […]

UPPA: Avoid Unlicensed Activity

On June 8, 2019

Florida and Texas have both passed a new law this year aimed at strengthening existing UPPA laws and stopping AOB claim abuse – all to protect policyholders and stop expensive litigation. The updates to the laws far-reaching and should not be overlooked by contractors – especially contract details. Read more about all the changes in […]

UPPA: No Longer Not Just For Contractors

On June 5, 2019

Florida, Texas, Iowa, Missouri, and Oregon are just a few of the states that have recently passed new legislation with the goal of expanding UPPA (unlicensed practice of Public Adjusting) and increasing penalties for those who violate it. The biggest changes contractors, Public Adjusters, lawyers and other third-party companies will face with these new laws […]

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