Xactimate Default Retail Labor Rates

On March 13, 2018

The purpose of this white paper is to provide clarification regarding Retail Labor Rates that are built-in to most, if not all, removal items within Xactimate.

How Long Do You Have To File A Hail Damage Claim?

On March 8, 2018
hail, hail damage, insurance claim, property damage, public adjuster

Hail damage is something most Colorado residents are used to – in fact, Colorado is one of the top ten states where the most hail falls each year. But most people are not familiar with the property damage claims process which can lead to complications and added frustration. One of the biggest mistakes policyholders can […]

2018 Severe Weather Forecast

On March 5, 2018
hail, roofing, severe storm, weather

Last year the U.S. saw some of the most destructive weather events on record. In total, there were 16 severe weather and climate disaster events with losses exceeding $1 billion each across the United States, including 8 severe storms and 3 tropical cyclones. Is a similar severe weather pattern in store for 2018? Here’s what […]

Colorado’s Roofing Contract Rules, Penalties and Protections

On February 28, 2018
contract, contractors, hail, insurance claim, public adjuster, roofing

After a series of severe hail storms that hit Denver in 2012, a law known as SB38 was signed into effect by Colorado’s Senate to protect policyholders from becoming victims of roofing scams. The bill outlines a series of regulations, on all residential roofing contracts totaling $1000 or more. While this bill was largely aimed […]

After Irma: Claim Delays Add To Policyholder Frustration

On February 20, 2018
claim delay, damage, hurricane, policyholder

After a natural disaster, most policyholders want to get their life back together as fast as possible and rely on the help of their insurance company to begin the process. However, the road to recovery can be a long and stressful one, especially for large loss claims. According to the National Association of Insurance Commissioners, […]

Complaints Against Colorado Home Insurers Rise In 2017

On January 26, 2018

Complaints against Colorado home insurers rose by more than 22% in 2017 according to the Colorado Division of Insurance. The division recovered $8.52 million for state residents during the 2016-17 fiscal year through additional claim payments, overturned denials of policy benefits or other refunds due to consumers. That represents a 4.3 percent increase in money […]

Florida AOB Problems Lead to Judicial Hellhole

On January 23, 2018
AOB, assignment of benefits, Florida, insurance claim, roofing contractor

A 2018 report ranks Florida as the number one worst judicial hellhole in the U.S. This ranking isn’t a surprise since Florida has become the poster child for insurance repair scams that inflate the wallets of bad acting attorneys and contractors while hurting policyholders. In an effort to curb bad behavior, FL state regulators passed […]

Insurance Company Doesn’t Have To Pay Claim Due To Late Notice

On January 10, 2018
hail damage, insurance adjuster, insurance claim dispute, litigation, public adjuster

An HOA’s notice of a property claim to its insurer 21 months after it suffered hail damage is too long and the HOA had no good reason for the delay according to a recent ruling by the Colorado Federal District Court. The ruling in the case of Cherry Grove East Condominium Association vs. PHILADELPHIA INDEMNITY […]

Choosing an Independent Insurance Appraiser

On November 2, 2017
appraisal, appraiser, insurance adjuster, insurance claim dispute

The insurance appraisal process for property claims can be an effective and efficient way for insurance claim disputes to be settled. Choosing an independent appraiser to represent your claim will be the most important choice during the appraisal process. Your selection should be strategically and carefully considered because it could mean the difference between having […]

Insurance Claim Dispute Options For Policyholders

On October 31, 2017
appraisal, appraiser, insurance adjuster, insurance claim dispute

For policyholders dealing with a property damage claim, sometimes the biggest disaster is the insurance company’s initial estimate to cover the cost of repairs. If you believe what your insurance company is offering is unfair, or they are unwilling to negotiate with you there are options to get a fair and honest settlement. Choosing to […]

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