- On January 8, 2019
We’ve talked to a lot of contractors over the years and they all tell us the same thing: they feel like insurance companies are waging war against storm restoration contractors. Aside from the usual barrage of issues regarding scope, payment and claim delays, contractors across the U.S. are feeling the aftermath of laws and legislation that prevent them from making sure claims are accurately paid. Some roofing companies have even announced they will no longer take on storm restoration work due to poor claim adjusting by insurance companies – like this one in Colorado.
From an outside perspective, the insurance restoration process sometimes seems like a game: it’s the insurance company vs. the contractor. Just like in any game, you can’t win without solid offensive and defensive moves and insurance companies have plenty of both. Only roofing and restoration contractors have been stripped of almost every tool and strategy available to ensure jobs are paid fairly.
If you’re a roofing contractor that is tired of playing the insurance game, a defense only type strategy for working claims will only leave you more frustrated. What we mean is proper documentation, accurate assessments and constant follow-up with insurance companies will only get you so far.
Contractors Team Up With C3 Group For Success In 2019
Often success rests on the ability to prevent the opposing team’s ability to attack in the first place. That’s why the best defense is a good offense. In the insurance game, a good offensive strategy includes a detailed analysis of the policy and expert level knowledge of building codes, materials, and insight into how insurance companies navigate claims. Many roofing contractors already have many if not all these skills, but they can’t legally use them.
Having an offensive team that includes a Public Adjuster is one-way roofing contractors can step up their insurance game. When brought into a claim early, a PA can accurately asses the policy and form a plan of attack that the insurance company can’t oppose. This level of communication and planning goes far beyond what most roofing contractors have the time or ability to do. Using a PA not only helps you win at the insurance game, but claims are often paid faster and with less invested time by the contractor.